How Can ObamaCare Affect You?

As of this writing, in three days, October 1st, 2013 all Americans are going to be subjected to a completely new Health Plan called “Obamacare.” How could this affect you? It’s hard to say, being that most of us got no information on exactly WHAT this is and HOW it will change our lives! As an individual who owns a small private practice, I buy my own insurance plan. However, I returned from a short vacation to see my plan will no longer be in effect or renewed as of Jan. 1, 2014. So the first thing I heard about Obamacare is not true, that of – “We can keep our current plan if we are happy with it.” So this now forces me to go to “the Healthy plan exchanges” and pick something that could be more costly and substandard, as well as open myself to government plans I do not desire. If I don’t buy one, then I will be taxed and penalized. A great article called, 50 Dangers from Obamacare posted by Patrick on July 5, 2010 on www.coachisright.com/special-reports; listed the exact pages, sections, and lines of information in the plan that affect Americans; including those who own businesses, those of us in the medical field regarding healthcare rationing, costs of the plans, violations of individual rights, and much more.

For example, the plan will dictate the doctor’s payment and income that will reduce what doctor’s earn and lead to a great shortage of doctors as well as ration care. Also, all doctors will receive the same pay, regardless of specialty, which will hugely reduce the number of specialists that will be available. A section also allows the government to set the value of doctor’s time and professional judgment. If a client is re-admitted to a hospital, they could be subject to federal penalties. Treatment choices will be limited based upon the patient’s health and condition, resulting in the oldest, weakest and sickest patients being denied treatments because the statistics for success in their demographic is poor! This type of health care rationing will save money at the expense of our seniors to help buy insurance for the uninsured. Doctor’s offices will be required to provide translators at the expense of the tax payer. Cancer hospitals will have guidelines to ration the care of their patients. Also, eliminating HMO plans like mine, forces those of us with this current plan into a government run health plan. Patrick also explains that employees of the new Health Care Administration will have access to all personal financial records and accounts to impose a tax on those without insurance. The government will also have all your health care records and history including finances, along with giving you a National ID HealthCard that gives them direct access to your bank accounts to encourage you to pay any premium costs. I know the therapy clients I see within the FAA Tech Center, Coast Guard, and from both the state and county Police departments will not want their records exposed to government employers!

I am affected individually and as a therapist in small private practice. I want to protect my client’s records, and not be forced to take less income for more people. With three days left, not one of my insurance companies has contacted me with new rates or how to handle new procedures. If many of my clients lose their current insurance plan as I have, this will become a billing and charting nightmare for any doctor’s office, and almost impossible for the smaller, private office. What is a practitioner to do? Many Doctor’s are in the process of retiring, not wanting to deal with this massive reform, some have already become a totally self-pay center, and I, will be doing primarily Life & Relationship Coaching which eliminates insurance issues altogether. We have little choice. The health care companies are pushing Obamacare to pay their Doctor’s less, and charge people more by eliminating current plans.

Watching CNN to figure out what will be my fate in three days is nerve wracking to say the least – but seeing our Governors vie for public speaking points (such as speaking of Green Eggs & Ham!) is making a mockery out of the American people who feel we have no voice. Get informed, and call your Government Representatives to say “NO!” to Obamacare!

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Riana Milne is a Licensed Professional Counselor and Certified Relationship Coach in her private practice, Therapy by the Sea,LLC. For more than 30 years, Riana has coached thousands to personal and professional success with the Watch Me! mind-set and its promise of helping us achieve our dreams and beyond. She is the author of: Live Beyond Your Dreams, From Fear and Doubt to Personal Power, Purpose and Success, and offers the free App: My Relationship Coach. www.RianaMilne.com

Posted in Life Coaching

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